Jan 31, 2006
out of synch
I work for a huge company. last year we did $36.58 billion in sales, profited a insane $3.3 billion and have approximately 355,000 employees around the world. When your so big how do you stay focused and make sure that you continue to prosper? How do you pay your CEO $1.36 million annually while making sure you keep everything inline?
I'll let you in on a secret. The rich want to stay rich. if I were rich I'd want to protect my bread and butter.
We have a method for measure effectiveness where I work that involves many different statistics, one being overtime. It reflects poorly upon me if anyone in my sector works overtime. Yet, I am scheduled to work 5.5 hours of overtime every week. I was asked to do so because one of our employees cracked under the pressure and confessed to having a rampant drug problem. In turn she was sent away for treatment with pay only to skip out on that and shack up in another state with some guy she met. Yet, the rest of us have to cover. It seems kind of stupid to punish me for helping out in time of need. I wouldn't be bitching so much about this except it affects my upcoming yearly raise.
I suppose its just micromangement trickling down from the heavens. How nice it must be to be disconnected from the ground and convoluted thinking that everything is fine while the empire burns at your feet.
I'll let you in on a secret. The rich want to stay rich. if I were rich I'd want to protect my bread and butter.
We have a method for measure effectiveness where I work that involves many different statistics, one being overtime. It reflects poorly upon me if anyone in my sector works overtime. Yet, I am scheduled to work 5.5 hours of overtime every week. I was asked to do so because one of our employees cracked under the pressure and confessed to having a rampant drug problem. In turn she was sent away for treatment with pay only to skip out on that and shack up in another state with some guy she met. Yet, the rest of us have to cover. It seems kind of stupid to punish me for helping out in time of need. I wouldn't be bitching so much about this except it affects my upcoming yearly raise.
I suppose its just micromangement trickling down from the heavens. How nice it must be to be disconnected from the ground and convoluted thinking that everything is fine while the empire burns at your feet.
Jan 27, 2006
look, listen, learn
I was flipping through one of my money magazines the other day and came across an artice about 401k savings and how a person putting away $10,000 a year can retire at 65 with over $370,000 in savings if they start at 24.
Quickly thinking to myself that $370,000 isn't really all that much, or at least it won't be by the time I am 75 decided that 401k's aren't for me. I don't think there is really anyway I can safely save myself into a good retirement without upping the ante and putting away at least $50,000 a year... but since I barely make 1/2 that at my job now its entirely unrealistic that I will be able to save anything near what I will need.
So I started reading further into the article and it left me with an entirely sour taste in my mouth, then it occured to me that putting my money in a bank account will net me 3%, but what does the bank do with the money I give them? ..
After a little searching I learned that the banks loan my money out to other people! and charge them 20-30% interest.. So where does all the banks profit go to?
I should open a bank!
It's been said over an over again that it takes money to make money. And this is true... I suspect it doesn't take that much money to make money though. I did a little more research and soon discovered that making money is just a matter of scientific research. I give my money to the bank so they can loan it out and invest it in stocks and bonds, but what if I cut out the middle man and loaned my money out myself, and bought my own stocks...
Then it all dawned on me... It all crashed upon my head like a cool spring rain, so refreshing and .. .. you get the point.
But how can I make sure that the stocks I pick aren't stinkers? How do the people at the bank pick their stocks? How do I make a profit?
I have decided to use Ameritrade to purchase my stocks because they are quite respected, and only charge $10.99 per transaction. I will start out with a meager $1000 investment in 3 different stocks chosen by key statistics and company health indicators. So it will cost me $65.94 per $1000 to invest and recover my assets. this means I must have at least a 6.6% gain in order to at least break even on the first round of investing, but I plan on so much more. With each new level of investing I will be able to reduce my risk, while reducing my required profit margin.
Initially I planned on making 3% per business day, but that is some-what unrealistic. In test investment strategies I have made around 1-2% per day. This being said I still have much more research to do to ensure a level of secuity I am comfortable with.
Quickly thinking to myself that $370,000 isn't really all that much, or at least it won't be by the time I am 75 decided that 401k's aren't for me. I don't think there is really anyway I can safely save myself into a good retirement without upping the ante and putting away at least $50,000 a year... but since I barely make 1/2 that at my job now its entirely unrealistic that I will be able to save anything near what I will need.
So I started reading further into the article and it left me with an entirely sour taste in my mouth, then it occured to me that putting my money in a bank account will net me 3%, but what does the bank do with the money I give them? ..
After a little searching I learned that the banks loan my money out to other people! and charge them 20-30% interest.. So where does all the banks profit go to?
I should open a bank!
It's been said over an over again that it takes money to make money. And this is true... I suspect it doesn't take that much money to make money though. I did a little more research and soon discovered that making money is just a matter of scientific research. I give my money to the bank so they can loan it out and invest it in stocks and bonds, but what if I cut out the middle man and loaned my money out myself, and bought my own stocks...
Then it all dawned on me... It all crashed upon my head like a cool spring rain, so refreshing and .. .. you get the point.
But how can I make sure that the stocks I pick aren't stinkers? How do the people at the bank pick their stocks? How do I make a profit?
I have decided to use Ameritrade to purchase my stocks because they are quite respected, and only charge $10.99 per transaction. I will start out with a meager $1000 investment in 3 different stocks chosen by key statistics and company health indicators. So it will cost me $65.94 per $1000 to invest and recover my assets. this means I must have at least a 6.6% gain in order to at least break even on the first round of investing, but I plan on so much more. With each new level of investing I will be able to reduce my risk, while reducing my required profit margin.
Initially I planned on making 3% per business day, but that is some-what unrealistic. In test investment strategies I have made around 1-2% per day. This being said I still have much more research to do to ensure a level of secuity I am comfortable with.
Jan 25, 2006
Jan 24, 2006
January 24th
They say theres no such thing as a free lunch, but am inclined to disagree. I've had a free lunch, and it tasted freakin awesome. A nice white wine vinegrette and chicken so tender you'd swear it wasn't chicken at all.
Why can't I stay focused? am I content with 1/2 finished projects cluttering up my space, ... I have more 1/2 finished projects than anyone I know.
I have the lottery spreadsheet with statistical analysis of past winning numbers.
I have the adirondack chair with no back support.
I have the woden clock that consists of one gear and no hands.
I have the stock market analysis sheet with no stocks.
I have the screen printing tools, but no motivation to create.
They say Leonado Da Vinci did the same thing, but I'm no genius really. I happen to be a bumbling bafoon that makes everything he touches turn to crap.
Does anyone else in the world feel like I do? I feel like life is slipping by while I am in some coma. I don't understand how some people are so functional, but maybe they are directed by an outside source or just have small easier tasks.
Whatever it is that makes me who I am, i wish it would stop, because I am sick of me and want to be someone else..
Why can't I stay focused? am I content with 1/2 finished projects cluttering up my space, ... I have more 1/2 finished projects than anyone I know.
I have the lottery spreadsheet with statistical analysis of past winning numbers.
I have the adirondack chair with no back support.
I have the woden clock that consists of one gear and no hands.
I have the stock market analysis sheet with no stocks.
I have the screen printing tools, but no motivation to create.
They say Leonado Da Vinci did the same thing, but I'm no genius really. I happen to be a bumbling bafoon that makes everything he touches turn to crap.
Does anyone else in the world feel like I do? I feel like life is slipping by while I am in some coma. I don't understand how some people are so functional, but maybe they are directed by an outside source or just have small easier tasks.
Whatever it is that makes me who I am, i wish it would stop, because I am sick of me and want to be someone else..
Jan 10, 2006
Jan 4, 2006
Powerbook = Power
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